Investor Presentaiton

Business Mix - Diversified Net Income and Balance Net Income Mix Net Income by Subsidiary 2022 $45.4 bn Other Finance Companies Million pesos 4Q22 q/q yly 2022 yly ROE 2022 Afore 2% 1% Bank 8,480 (3%) 28% 33,949 32% 24.6% Annuities 6% Broker Dealer & Mutual F. 172 (34%) (45%) 1,649 2% 22.9% Insurance Insurance 1,020 15% 122% 3,993 90% 53.8% 9% Annuities 825 (6%) 51% 2,733 36% 28.4% Broker Dealer & Pension Funds (Afore) 355 99% (42%) 788 (59%) 6.7% Mutual Funds 4% Other Finance Comp. 226 246% 89% 663 (1%) Holding 514 (0%) 40% 1,638 53% GFNorte 11,592 0% 28% 45,408 30% 19.2% ROTE 2022: Bank 30.01%, Afore 22.7% Div DB Rev Dep 7 NIM TI LD Loan BAP Guid ESG Eco Hist NI ROE ICAP Mkt App C/I Holding 4% Bank 75% GRUPO FINANCIERO BANORTE

View entire presentation