AUL FY2023 Investor Presentation

Community & Social Value Framework Australian Unity Real Wellbeing • A research based approach to wellbeing We were Australia's first member- owned wellbeing company, formed over 180 years ago We have partnered with Deakin University for more than 20 years to develop the Australian Unity Wellbeing Index Positive social impact is part of our DNA-the development of our Community & Social Value (CSV) framework strengthens our commitment and accountability in delivering Real Wellbeing • • SVA Consulting Expert methodology advisor A best in class partnership with Social Ventures Australia has ensured a robust CSV measurement system design and bespoke application Our methodology relies on a strong set of principles based on the accepted Social Return on Investment methodology Consistent innovation and updates of our methodology based on the latest information available ensures we are current, relevant and working with the best data available Robust framework and governance Our framework focuses on outcomes, not inputs The methodology considers impacts to individuals, the community around them as well as to the overall system We utilise a robust discounting methodology to ensure we do not overclaim social value Ongoing review each year ensures we are continuously improving The Board engaged PwC to provide independent limited assurance on the social impact value created by Australian Unity, (estimated using our CSV framework) • How we use the CSV framework Our framework is mandated and utilised in decision making Inform investment and business decisions to create a purpose- driven, sustainable and impactful portfolio Secure and raise capital funding and investment from like-minded investors Enable ongoing reporting of impact performance for accountability and transparency Create a positive place to work where our people feel empowered to create impact in their roles AUL FY2023 Investor presentation 11

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