ABK Financial Overview and Market Position
ABK KEY FINANCIAL HIGHLIGHTS & SUMMARY FINANCIALS
$
Self-funded
balance sheet
Customer Deposits: KD4.1bn
Customer deposits / Total liabilities: 75%
اس
Stable operating
performance
Net Interest Margin: 2.0%
Operating Profit / Average Assets: 1.4%
Strong capital
position
Tier 1 Ratio: 13.2%
CAR: 15.6%
$
Robust asset quality
with excess provisions
Non-performing Loans Ratio: 1.5%
Loan Loss Coverage Ratio: 365%
Excess Provisions: KD 192mm
High liquidity
& stable funding
Net Stable Funding Ratio: 108%
Liquidity Coverage Ratio: 336%
Solid investor demand &
established market access
In Sep-18, the Bank issued a USD300mm Tier 1 bond
In Oct-21, the Bank issued a KD50mm Tier 2 bond
In 2022, successful closing of 37month syndicated loan
financing for USD 825mm, largest syndicated loan financing in
ABK history which is evidence of the trust of world wide
investors in ABK and its future outlook
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