Investor Presentaiton

Public fiscal measures and private sector credit expansion reflected in an increasing stock of deposits NATIONAL BANK OF GREECE Greek deposit yields (bps) 12 9 Greek deposit evolution (€ b) 82% 87% Core deposits/total 52.6 +€3.0b 51.6 51.3 +6.1% yoy 49.6 49.6 6.9 7.3 7.1 Time 7 8.0 8.8 -€1.9b -21.9% yoy 5 3 16.0 2 15.6 15.1 Term - EUR 14.2 14.5 Sight & other +€1.5b +10.5% yoy Savings 5 5 4 4 5 Total 28.7 29.1 29.7 4 4 27.4 Sight 26.3 +€3.4b +13.0% yoy 3 3 1 1 1 1 2Q21 3Q21 4Q21 1Q22 2Q22 National Bank of Greece 2Q22 results Savings Financial Results 2Q21 3Q21 4Q21 1Q22 2Q22 17

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