Investor Presentaiton

We are Growing: Creating Value Continued focus on optimizing opportunities to grow; Asset, liability & Non funded income through an innovative array of financial solutions. · GO BANK Investment in E-credit Strong penetration; disbursement of Kshs. 6 Billion per month • Good yield of 8% flat. Total Assets 8.0% Loan Book 8.0% Customer Deposits 8.0% • Short term tenor of maximum 90 days. . Consumer based that is on salary Government securities 14% Shareholders funds 10% Net interest income 13% checkoff deductions at source. Total Operating Income 12% Non-Interest income 11% . Low credit risk 4

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