Tokyo Investor Day

ACTIVE PRODUCT MANAGEMENT IN THE CURRENT ENVIRONMENT • Suspended sales of yen-based single premium products, early 2016 Reduced crediting rates for advance premiums on yen business, effective June 2016 Suspended acceptance of full year advance premiums on yen-based increasing whole life, effective June 2016 Increased sales of U.S. dollar products Prudential Tokyo Investor Day 9.15.2016 11

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