Investor Presentaiton
4Q 2023 Preliminary Results
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Ally Home & Invest
Deepening customer relationships and adapting to consumer preferences
Ally Home provides a best-in-class mortgage experience that enables Ally to deliver a frictionless, digital end-to-end
experience in an innovative way
Strategically positioned with a variable cost structure that allows us to maintain flexibility in different operating environments
Accommodative strategy to meet existing customer needs while balancing growth; 66% of DTC volume from existing depositors in 4Q '23
Ally Invest remains a compelling value proposition for customers who value low minimums and fees, a digital platform,
and easy money movement between banking and investing
$13 billion of deposit balances related to Invest customers
89% of new account volume from existing depositors in 4Q '23
Ally Home (Mortgage)
Originations ($ in billions) | Launched 1Q'17
% of DTC originations
from existing depositors
$2.9
Ally Invest (Brokerage & Advisory)
Net Customer Assets ($ in billions) | Acquired: 2Q'16
% of new brokerage accounts
from existing depositors
$1.4
$1.0
More than 80% of
4Q 23 originations
are conforming and
held-for-sale
$0.2
$0.2
$8
$17
$15
$14
$13
4Q 19
4Q 20
4Q 21
4Q 22
4Q 23
4Q 19
19
4Q 20
4Q 21
4Q 22
4Q 23
44%
52%
33%
56%
66%
68%
70%
70%
72%
89%
ally do it right. 24View entire presentation