Canadian Real Estate Secured Lending Portfolio Highlights

Canadian Real Estate Secured Lending Portfolio Highlights (Q2 2022) Canadian RESL credit quality remained strong ■ Uninsured and insured portfolio loan-to value rates stable TD Quarterly Portfolio Volumes ($B) $319 $328 $334 $340 $348 Uninsured ■Insured 75% 76% 77% 78% 79% 25% 24% 23% 22% 21% Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 ■ Less than 1% of the real estate secured lending portfolio is uninsured, has a bureau score of 650 or lower and LTV greater than Canadian RESL Portfolio - Loan to Value (%) 105 75% Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 91% of RESL portfolio is amortizing Uninsured Insured 52 49 49 49 48 51 48 48 48 47 ■ 71% of HELOC portfolio is amortizing Condo credit quality consistent with broader portfolio ■ Condo borrower RESL outstanding of $62B with 23% insured ■ Hi-rise condo construction loans is ~1% of the Canadian Commercial portfolio Regional Breakdown 107 ($B) $187 Uninsured 84% $70 $52 $348B ■Insured $8 $31 85% 57% 64% 72% 36% 16% 15% 43% 28% Atlantic BC Ontario Prairies 2% 20% 54% 15% Quebec 9% % of RESL Portfolio 58

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