Standalone Highlights Q4FY22

The Journey So far... Ability to Identify and Capitalize on Opportunities Bill Auto Finance Life Insurance* Discount 1985 IPO 1990 2003 2000 1992 1998 2006 1991 Investment Banking Mutual Fund ARC ∞ Microfinance ∞ BANK 2008 °° Digital Bank - 811 ∞ Kotak IDF ❤kotak ∞ First International Branch 2019 2020 8 ∞ Digital Video 2017 2004 2014 Alternate Assets ∞ ING Vysya Merger ∞ General Insurance 2001 Securities * License to commence was in 2001 AAA Rating for Bank, KMP, KMIL, KS, KIAL 29 29 KYC

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