Investor Presentaiton
AMUR
CAPITAL
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RISK MITIGATION – STRATEGY
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Our proprietary business model allows us to manage a very large volume of mortgages (currently 5,156)
Our preference is to invest in a lot of small loans rather than a few large loans - reducing our exposure per file
On second mortgages, the fund managers tend to invest in smaller exposure loans
With an average file mortgage value of $126,000 we have one of the lowest exposures per file in the industry
MORTGAGE EXPOSURE
ryanmortgage
MORTGAGE SIZE % PORTFOLIO VALUE
Position
# Files
Total Value
LTV
Average
Exposure
Average
Yield
10%
First Mortgages
864
Second Mortgages
3,870
Other
TOTAL
422
5,156
$204 million
$367 million
$77 million
$648 million
50.6%
53.7%
49.3%
52.5%
$236,000
8.94%
26%
$95,000
10.18%
Less Than
$100,000
■ $100,000 to
$500,000
64%
$232,000
$126,000
11.39%
Over $500,000
9.77%View entire presentation