Evolving Corporate Strategy and Financial Overview

Well Diversified Loan Book across Consumer and Corporate Products Loan Book Mix (*crs) (crs) 2,39,052 2,47,960 2,60,129 2,72,754 2,89,924 Consumer Banking Mar-23 % Vehicle Finance 75,243 26% 46% 46% 47% 47% 46% Commercial Vehicle 28,171 10% Utility Vehicle 9,029 3% 54% 54% 53% 53% 54% Small CV 3,459 1% Two-Wheeler 4,774 2% Mar-22 Jun-22 Sep-22 ■Consumer Banking Dec-22 Mar-23 Car 10,571 4% Tractor 9,372 3% ■Corporate & Commercial Banking Equipment Financing 9,867 3% Non-Vehicle Finance 48,316 17% Small Corporates Mid Size Corporates 16% 5% Business Banking 13,845 5% (*crs) Loan Against Property 9,640 3% Vehicle Finance Corporate Banking Mar-23 % Large Corporates 74,340 26% Large Corporates Mid Corporates 46,374 16% 25% Small Corporates 13,436 5% Total Advances 1,34,150 46% 26% Credit Card 8,395 3% Personal Loans 5,351 2% Merchant advances 4,033 1% BL, AHL, Others Microfinance 7,052 2% 32,215 11% Non Vehicle Retail Microfinance 11% 17% Total Advances 1,55,774 54% 6 IndusInd Bank

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