IndusInd Bank Investor Presentation

Strong Balance Sheet & Profitability Buffers in Place Capital Adequacy Credit Risk, CVA and UFCE Market Risk Operational Risk Total Risk Weighted Assets (Rs. in Crores) Pre Provision Operating Profit Margin 30 Jun 21 31 Mar 21 6.0% 6.0% 5.5% 5.7% 4.9% 229,559 2,30,602 2.4% 3.6% 3.5% 9,688 9,190 1.9% 3.8% 33,120 33,120 272,367 2,72,912 3.0% 3.1% 2.4% 2.5% 1.9% Core Equity Tier 1 Capital Funds 42,472 42,433 FY19 FY20 ■PBT/Loans Additional Tier 1 Capital Funds 3,490 3,490 Tier 2 Capital Funds 1,901 1,510 Total Capital Funds 47,863 47,433 111% 100% FY21 Q4FY21 Q1FY22 PPOP/Loans Total Provisions/Loans Liquidity Coverage Ratio 112% 100% 145% 146% 100% 90% CRAR 17.57%* 17.38% Minimum Required CET1 15.59%* 15.55% Tier 1 16.87% 16.83% Tier 2 0.70% 0.55% Mar-19 Mar-20 Mar-21 Jun-21 LCR Min * CRAR at 17.89% and CET1 at 15.92% including Q1 FY 22 PAT 23 IndusInd Bank

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