DCB Bank Financial Highlights
Non Performing Assets
DCB BANK
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
2015
2016
2017
2018
2019
2020
2021
Gross NPA
1.76%
1.51%
1.59%
1.79%
1.84%
2.46%
4.09%
Net NPA
1.01%
0.75%
0.79%
0.72%
0.65%
1.16%
2.29%
Provision
74.66%
77.55%
73.80%
75.72%
78.77%
70.81%
62.35%
Coverage
INR mn
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
2015
2016
2017
2018
2019
2020
2021
Mortgages
362
464
717
1,392
1,627
2,283
4,106
SME+MSME
273
245
324
307
425
733
1,184
Corporate
919
861
859
840
619
515
496
AIB
187
288
366
632
984
1,212
2,348
Gold Loans
28
22
22
107
84
69
552
CV/STVL
88
92
200
299
480
1,163
1,669
Others
4
2
54
113
176
340
479
Gross NPA
1,861
1,974
2,542
3,690
4,395
6,315
10,834
Net NPA
1,057
975
1,244
1,467
1,538
2,935
5,942
INR mn
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
Mar 31,
2015
2016
2017
2018
2019
2020
2021
FV of SRs from
ARC
160
307
701
629
380
485*
388*
* Netted off INR 89 mn as unrecognised gain from sale of NPAs to ARC
DCB Bank Limited
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