2022 Full Year Results

CPBS Commercial & Personal Banking in France - Volumes 4Q22 %Var/4Q21 %Var/3Q22 2022 %Var/2021 Average outstandings (€bn) LOANS 213.5 +6.3% +0.9% 208.9 +4.8% Individual Customers 111.9 +4.2% +0.5% 110.4 +5.2% Incl. Mortgages 100.1 +3.9% +0.4% 99.0 +5.2% Incl. Consumer Lending 11.8 +6.8% +1.7% 11.5 +5.5% Corporates 101.5 +8.6% +1.3% 98.5 +4.4% DEPOSITS AND SAVINGS 246.6 +2.3% -0.9% 244.7 +4.8% Current Accounts 157.9 -6.2% -8.2% 166.4 +3.2% Savings Accounts 68.3 +2.2% -0.2% 68.0 +1.8% Market Rate Deposits 20.4 n.s. n.s. 10.3 +84.9% €bn OFF BALANCE SHEET SAVINGS Life Insurance Mutual Funds 31.12.22 %Var/ 31.12.21 %Var/ 30.09.22 101.5 38.7 -2.3% -7.6% +1.0% +16.4% BNP PARIBAS The bank for a changing world 2022 Full Year Results | 67

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