2Q2023 Financial Performance Summary

Result Summary bank bjb Sharia · Income Statement Net Financing Income at Rp 275 bn (+4.6% YoY) • PPOP at Rp 67 bn (-9.8% YoY) • Net Income at Rp 25 bn (-46.9% YoY) • Balance Sheet • Ratios (bank only) • Total Financing at Rp 8.0 tr (+17.4% YoY) Total Deposits at Rp 8.7 tr (+6.2% YoY) Total Asset at Rp 12.0 tr (+10.0% YoY) NIM at 5.1% (-45 bps YoY) • ROA at 0.5% (-61 bps YoY) • ROE at 4.0% (-419 bps YoY) NPF Gross at 4.2% (+85 bps YoY) bank bjb Syariah 36

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