3Q 2022 Investor Presentation
Balance Sheet Trends
Balance sheet growth of 11% from increase in financing and investments
Management Commentary
■ Growth in total assets of 11% YTD mainly driven by 11% financing growth and
15% growth in investments.
■ Total liabilities grew by 13% during 9M 2022 mainly from a 9% rise in
customers' deposits and a 52% increase in SAMA & Interbank deposits.
Total Assets Movement YTD (SARbn)
173.5
1.0
5.0
SAR (mn)
مصرف الإنماء
alinma bank
+11%
13.7
0.0
193.2
3Q 2022
4Q 2021
A%
3Q 2021
A%
Total assets
4Q 21
Cash, interbank
Investments
Financing
Other
& SAMA
+10%
Total assets
3Q 22
+15%
+11%
+1%
Cash, interbank & SAMA balances
10,935
9,915
+10%
10,019
+9%
Investments
38,268
33,278
+15%
31,886
+20%
Financing
139,987
126,271
+11%
121,318
Other assets
4,039
4,012
Total assets
193,229
173,476
Due to SAMA, banks & other Fl
23,225
Customers' deposits
132,048
Other liabilities
6,654
Total liabilities
161,927
15,240
121,061
6,465
142,765
+1%
+11%
+52%
+3%
Share capital
20,000
20,000
Retained earnings
5,373
3,586
4,528
+15%
3,586
+13%
166,808 +16%
14,401 +61%
+9% 116,652 +13%
5,591 +19%
+13% 136,644 +19%
+0% 20,000 +0%
+50%
Total Liabilities Movement YTD (SARbn)
+13%
142.8
8.0
11.0
0.2
161.9
+19%
Other reserves
929
2,125
-56%
636
Tier 1 sukuk
5,000
5,000
+0%
5,000
+46%
+0%
Total liabilities
4Q 21
Total equity
31,302
30,711
+2%
30,164
+4%
Due to SAMA, banks Customers' deposits
& other Fl
+52%
Other
Total liabilities
3Q 22
+9%
+3%
3Q 2022 INVESTOR PRESENTATION
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