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Investor Presentaiton

Other Operations ($ in millions) 1Q19 1Q20 Corporate (Parent and Service Companies): Π General operating expenses ($181) ($244) Interest expense (260) (259) All other income (expense), net 41 20 Total Corporate (Parent and Service Companies) (400) (483) Consolidated investment entities 22 48 Blackboard (9) (16) Adjusted pre-tax loss before consolidation (387) (451) and eliminations Consolidation, eliminations and other adjustments: Consolidated investment entities1 (92) (104) Other² 22 20 Total consolidation, eliminations and other adjustments Adjusted pre-tax loss (70) (84) ($457) ($535) AIG Key Takeaways: ■ Revised and simplified the presentation to help identify key drivers of APTI ☐ Other Operations consists of businesses and items not attributed to the General Insurance and Life and Retirement segments or the Legacy Portfolio. It includes AIG Parent corporate and interest expense; consolidated investment entities; Blackboard; deferred tax assets related to tax attributes; and intercompany eliminations APTL included $84M of reductions from consolidation, eliminations and other adjustments. Before consolidation, eliminations and other adjustments, the increase in the pre-tax loss was primarily due to higher GOE from higher compensation, including the issuance of a $500 grant to each employee globally, which equates to $30M in the aggregate, to help with their unanticipated costs due to COVID-19. In addition, the loss included higher technology costs, partially offset by higher net investment income associated with consolidated investment entities $33M of incremental GOE costs related to COVID-19 including a $30M employee grant plus associated remote working IT equipment ■ At the end of March, AIG decided to place Blackboard U.S. Holdings, Inc. (Blackboard), AIG's technology- driven subsidiary, into run-off. As a result of this decision, AIG recognized a pre-tax loss of $210 million, primarily consisting of asset impairment charges; this charge did not impact adjusted pre-tax income 1) Consolidation, eliminations and other adjustments - consolidated investment entities represents the elimination of the intercompany net investment income recorded by the General Insurance and Life and Retirement subsidiaries for their investments in consolidated investment entities. 2) Consolidation, eliminations and other adjustments - Other represents eliminations of intercompany transactions other than consolidated investment entities between Parent and the General Insurance and Life and Retirement subsidiaries. 19
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