Investor Presentaiton
Credit quality metrics improved.
Stressed exposures as a % of TCE1
Watchlist &
substandard
90+ day past due
and not impaired
Impaired
1.91
Australian mortgage delinquencies (%)
4.0
3.0
2.0
30+ day delinquencies
90+ day delinquencies
0.85
1.36
1.0
1.20
1.08
1.10
1.05
0.49
1.07
0.0
0.55
0.55
0.56
0.48
0.34
0.39
1.21
0.75
Sep-19 Mar-20 Sep-20 Mar-21 Sep-21 Mar-22 Sep-22
Australian unsecured delinquencies (%)
0.40
0.43
6.00
0.80
4.75
0.68
0.56
0.51
3.50
2.25
0.26
0.15
0.14
0.17
0.19
0.14
0.13
1.00
Sep-17 Sep-18 Sep-19 Sep-20 Sep-21 Mar-22 Sep-22
1 TCE is total committed exposure.
27
Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack
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30+ day delinquency
90+ day delinquency
2.79
1.60
Sep-19 Mar-20 Sep-20 Mar-21 Sep-21 Mar-22 Sep-22
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