Investor Presentation

Strong Capital Position CETI ratio of 11.6%¹ Q/Q CHANGE IN CET1 RATIO (%) 31 bps 12.0% (33 bps) 7 bps 11.6% (28 bps) (11 bps) (10 bps) Q1 2022 Earnings less RWA Growth Share Reported dividends (ex. FX) buybacks Increased FVOCI ownership securities in Pension & Other Q2 2022 Reported Internal capital generation Scotiabank Chile 433.7 Q/Q CHANGE IN RISK WEIGHTED ASSETS ($Bn) 15.2 (2.4) 0.2 (1.8) 0.4 445.3 Q1 2022 Business Growth Net Credit Migration FX & Other Market Risk Operational Q2 2022 Risk Internal capital generation supported strong organic growth in all of the business lines. Capital deployment of ~39 bps during the quarter: 28 bps Repurchased 13.9 million common shares in Q2 2022 (YTD -53 bps) 11 bps - Increased ownership in Scotiabank Chile 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (November 2018) RWA increased $11.6 billion Q/Q, due primarily to strong organic RWA growth of $15.2 billion across all business lines 12 12

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