Investor Presentaiton
Developer Finance
3,689 Cr
Asset Under Management
273
Active Developers
B
BAJAJ
FINSERV
25-30 Cr
Average Ticket Size
Business Approach
Focus on building a granular book
Focused on end unit price <1 Cr
other than Mumbai and <1.5 Cr in
Mumbai
No land financing
Operative in 11 locations (not
operational in Delhi & NCR)
Focus on converting DF exposure
to retail low risk HL exposures
Developer Profile
Developer should have built
minimum 0.75 - 1 million sq. ft. in
past 7-10 years
Developer should not have more
than 2-3 live projects
ā Low leverage
ā
Developer should be large in the
concerned micro-market
Operating Model
Centralized underwriting
Disbursal only after RERA and
Building approvals
Deferred disbursement basis
stage of construction and sales
milestones
Principal sweep from Day 1
Interest servicing mandatory to
be done on a monthly basis with
no moratorium
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