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Investor Presentaiton

Capital Ratios and Book Value Per Share Capital Ratios Total Capital Ratio (a) Tier 1 Ratio (a) Common equity Tier 1 ratio (a) 31-Dec-21 31-Dec-20 16,4% 16,4% 14,0% 14,2% 12,9% 12,8% (a) CRD4, on risk-weighted assets of €714bn as at 31.12.21 and €696bn as at 31.12.20; refer to slide 97 Book value per Share in millions of euros 31-Dec-21 31-Dec-20 Shareholders' Equity Group share 117,886 112,799 (1) of which changes in assets and liabilities recognised directly in equity (valuation reserve) 222 -496 of which Undated Super Subordinated Notes 9,207 9,948 (2) of which remuneration net of tax pay able to holders of Undated Super Subordinated Notes 106 100 (3) Net Book Value (a) 108,573 102,751 (1)-(2)-(3) Goodwill and intangibles 11,549 11,392 Tangible Net Book Value (a) 97,024 91,359 Number of Shares excluding Treasury Shares (end of period) in millions 1,234 1,248 Book Value per Share (euros) 88.0 82.3 of which book value per share excluding valuation reserve (euros) 87.8 82.7 Net Tangible Book Value per Share (euros) 78.7 73.2 (a) Excluding Undated Super Subordinated Notes and remuneration net of tax pay able to holders of Undated Super Subordinated Notes BNP PARIBAS The bank for a changing world 2021 Full Year Results | 94
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