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Investor Presentaiton

Appendix I – Net Income to Adj. Net Income Reconciliation - Expressed in thousands of U.S. dollars, except share and per share data Net Income Earnings allocated to Preferred Stock Net Income Available to common stockholders Accrued charter revenue Amortization of TC assumed (Gain) on sale of vessels, net 2022 $121,987 (7,854) $114,133 1,712 49 983 1,808 619 Adjusted Net Income available to common stockholders and Adjusted Earnings per Share represent Net Income after earnings allocated to preferred stock and gain on retirement of preferred stock, but before non-cash "Accrued charter revenue" recorded under charters with escalating or descending charter rates, realized (gain)/loss on Euro/USD forward contracts, gain on sale of vessels, net, change in fair value of equity securities, non-recurring, non-cash write-off of loan deferred financing costs, non-recurring payments for loan cancelation fees, general and administrative expenses - non-cash component, and non-cash changes in fair value of derivatives. "Accrued charter revenue" is attributed to the timing difference between the revenue recognition and the cash collection. However, Adjusted Net Income available to common stockholders and Adjusted Earnings per Share are not recognized measurements under U.S. GAAP. We believe that the presentation of Adjusted Net Income available to common stockholders and Adjusted Earnings per Share are useful to investors because they are frequently used by securities analysts, investors and other interested parties in the evaluation of companies in our industry. We also believe that Adjusted Net Income available to common stockholders and Adjusted Earnings per Share are useful in evaluating our ability to service additional debt and make capital expenditures. In addition, we believe that Adjusted Net Income available to common stockholders and Adjusted Earnings per Share are useful in evaluating our operating performance and liquidity position compared to that of other companies in our industry because the calculation of Adjusted Net Income available to common stockholders and Adjusted Earnings per Share generally eliminates the effects of the accounting effects of capital expenditures and acquisitions, certain hedging instruments and other accounting treatments, items which may vary for different companies for reasons unrelated to overall operating performance and liquidity. In evaluating Adjusted Net Income available to common stockholders and Adjusted Earnings per Share, you should be aware that in the future we may incur expenses that are the same as or similar to some of the adjustments in this presentation. Our presentation of Adjusted Net Income available to common stockholders and Adjusted Earnings per Share should not be construed as an inference that our future results will be unaffected by unusual or non-recurring items. Three-month period ended June 30, 2021 $90,616 (7,854) $82,762 1,114 (345) (1,666) (3,452) Change in fair value of equity securities (25,157) (Gain)/loss on derivative instruments (1) (105) Non-cash G&A expenses 1,768 Realized (gain)/loss on Euro/USD FX contracts (1) (96) One-off write-off of loan deferred financing fees 1,705 Non-recurring payments for loan cancelation fees 1,006 Adjusted Net Income available to common stockholders $58,275 Weighted average number of shares Adjusted Earnings per Share 122,844,260 $0.47 $118,563 124,306,059 $0.95 (1) Items to consider for comparability include gains and charges. Gains positively impacting Net Income available to common stockholders are reflected as deductions to Adjusted Net Income available to common stockholders. Charges negatively impacting Net Income available to common stockholders are reflected as increases to Adjusted Net Income available to common stockholders. COSTAMARE INC. 13
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