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Investor Presentaiton

2014 overview: BOC Group FY2014 Cyprus Vs Group performance (€ mn) 95% 95% 91% 1.171 1.110 919 967 97% 723 745 387 426 48 61 39 22 22 Net interest income Total income Total expenses Profit before provisions and impairments • Group profitability driven by Cyprus operations • • 358% % % contribution of Cyprus operations ■Cyprus operations 111 31 ■Rest of operations ■Group -80 Profit/(loss) after tax and before other items* Profit before provisions and impairments for the Cyprus operations of €723 mn for FY2014, compared to a Group total of €745 mn for the same period Profit after tax before restructuring costs, discontinued operations and net profit/ (loss) on disposal of non-core assets for the Cyprus operations of €111 mn for FY2014, compared to a Group profit of €31 mn for the same period Cyprus operations are the main engine for Group profitability * Profit after tax before restructuring costs, discontinued operations and net profit on disposal of non-core assets Bank of Cyprus KOINO ΚΥΠΡΙ 2235 8
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