Maybank Performance Outlook FY2019

Liquidity Management: 31 December 2018 Maintained strong Group liquidity risk indicators Note: Funding Breakdown Borrowings and Capital Instruments by Currency | Liquidity Risk Indicators I I I LDR LTF. LTFELCR 153.3% 133.1% 144.9% 130.5% 132.4% FI Deposits, 6% Equity, 11% HKD, 8% JPY, IDR, SGD, 10% I 10% 3% 94.4% 93.4% Borrowings, 4% Others, 92.5% 92.8% 92.7% RM721.3 billion Capital Instruments, RM, 2% 27% RM45.8 billion 9% 87.5% 85.8% 85.7% 86.3% 86.2% Customer Funding, 77% USD, 33% | 77.3% I 75.4% 76.0% 76.1% 75.3% By maturity: ≤ 1 Year 27% > 1 Year 73% • Customer Funding comprises Deposits from Customers & Investment Accounts of Customers. 21 Dec 17 Mar 18 Jun 18 Sep 18 Dec 18 Note: 1) BNM's minimum LCR requirement for 2018 is 90% 2) LTF is gross loans divided by (deposits + borrowings + subdebt) while LTFE's denominator is (deposits + borrowings + subdebt + equity + capital securities) 3) LDR, LTF & LTFE excludes loans to banks and Fls Maybank

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