Investor Presentation

Financial Highlights: Canadian Commercial Banking and Wealth Management 1.20 Net Income 1,2 ($B) 1.67 0.44 Pre-Provision Pre-Tax Earnings 1,2 ($B) 2.23 0.59 2000 Q1 Q2 1.94 Q3 Q4 CIBC 2020 52.9 2020 0.47 0.40 0.46 0.35 2021 Efficiency Ratio¹ (%) 52.3 2021 Q1/22 2020 0.59 0.53 0.52 0.62 2021 Q1/22 NIM² (%) 3.25 3.30 51.9 3.17 Q1/22 2020 2021 Q1/22 Q1 Q2 Q3 Q4 1 Metrics are on a reported and adjusted basis. Adj. results are non-GAAP measures. See non-GAAP section of CIBC's Q1/22 Report to Shareholders. 2 Results were affected by economic impacts from COVID-19 pandemic. 26

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