Q2 F2023 - Bank of the West Contribution & Financial Results slide image

Q2 F2023 - Bank of the West Contribution & Financial Results

Reported Adjusted¹ Q2 23 Revenue Q1 23 (157) (2,094) 3,496 Q2 22 Q2 23 Q1 23 Q2 22 (150) (77) (67) Group teb offset (92) (78) (65) (92) (78) (65) Total Revenue (teb) Expenses (249) (2,172) 3,431 (242) (155) (132) 855 434 125 133 197 72 Total PCL (recovery) 705 (5) (1,809) (2,601) 3,305 (1,255) (2,211) 2,466 U.S. Net Income (Loss) ($US)1 (734) (1,203) 2,052 1 (5) 1 (375) (347) (205) (187) (195) (111) 49 26 9 Corporate Services • • Adjusted¹ net loss of $187MM and reported net loss of $1,255MM, compared with an adjusted¹ net loss of $111MM and reported net income of $2,466MM in the prior year Reported results in the current quarter include the impact of: $517MM ($705MM pre-tax) of initial provision for credit losses on the purchased BOTW performing loan portfolio $545MM ($722MM pre-tax) acquisition and integration costs related to the acquisition of BOTW ($MM) 2 Income before Taxes Net Income (Loss) 1 Adjusted results and measures are non-GAAP, see slide 40 for more information and slide 42 for adjustments to reported results 2 Operating group revenue, income taxes and associated measures are on a taxable equivalent basis (teb). This teb adjustment is offset in Corporate Services BMOM Financial Results May 24, 2023 • 22 22
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