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Investor Presentaiton

Financial Map of Kyushu (Regional Bank & Regional Bank II) To be your Bank of choice Number of Fukuoka pref. Population business establishments deposits 5,050,000 225,000 31.0 people establishments trillion yen Loans 31 25 66 16 16 Deposits 25 19 7 10 11 28 0% 20% 40% 60% 80% 100% Fukuoka Nishi-Nippon C Credit unions Labor credit unions City banks Others Fukuoka Chuo Bank 0.5 trillion yen The Bank of Fukuoka 10.7 trillion yen Nishi-Nippon City Bank 8.1 trillion yen Number of Kumamoto Population business deposits establishments Bank of Saga 2.2 trillion yen Chikuho Bank 0.7 trillion yen pref. 1,820,000 79,000 People 9.7 establishments trillion yen & Saga Kyoei Bank 0.2 trillion yen Loans 22 45 11 10 5 7 Shinwa Bank 2.6 trillion yen Deposits 11 37 8 12 6 26 0% 20% Kumamoto Higo 40% 60% 80% Credit unions Labor credit unions 100% City banks Others Eighteenth Bank 2.7 trillion yen Nagasaki Bank 0.3 trillion yen Higo Bank 4.4 trillion yen Kumamoto Bank 1.5 trillion yen Number of business establishments deposits O ita pref. Population 1,190,000 56,000 7.0 people establishments trillion yen 12 16 13 5 13 Loans 35 7 13 14 3 28 Deposits 0% 20% 40% 60% Oita Howa Credit unions Labor credit unions 80% City banks. 100% Others Oita Bank 3.0 trillion yen Miyazaki pref. Population Howa Bank 1,140,000 people Number of business establishments 55,000 deposits 5.3 establishments trillion yen 0.6 trillion yen Loans 45 16 9 15 2 13 Deposits 35 10 9 18 2 26 0% Miyazaki 20% 40% Miyazaki-Taiyo Credit unions 60% Labor credit unions 80% 100% City banks Others Number of Number of Nagasaki pref. Population business establishments deposits 1,420,000 People 65,000 7.6 Miyazaki Bank Kagoshima pref. Population establishments trillion yen 2.5 trillion yen 1,700,000 people business establishments 80,000 deposits 8.6 establishments trillion yen T Loans 32 36 7 91 15 Miyazaki Taiyo Bank Loans 44 11 17 13 5 10 1 0.6 trillion yen Deposits 23 29 5 11 3 29 35 7 13 16 4 25 Deposits 0% 20% Shinwa Eighteenth 40% Credit unions 60% 80% 100% Labor credit unions City banks Others Kagoshima Bank 3.9 trillion yen 0% 20% 40% 60% Kagoshima Minami-Nihon Credit unions 100% Labor credit unions City banks Others 80% Number of Saga pref. Population business establishments deposits 850,000 People 39,000 4.7 establishments trillion yen Loans 37 8 14 19 6 16 Deposits 32 10 21 3 30 0% 20% 40% 60% 80% Saga Saga-Kyoei Credit unions Labor credit unions 100% City banks Others FFG Fukuoka Financial Group Minami-Nippon Bank 0.7 trillion yen XX Bank XX trillion yen Kyushu Population Number of business establishments deposits as a Whole 13,160,000 people 74.0 600,157 establishments trillion yen Consolidated Total assets Source: 2012 Economic Census for Business Activity, Ministry of Economy, Trade and Industry Source: Monthly Kinyu Journal 49 49
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