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Investor Presentaiton

KEY SECTORS WELL DIVERSIFIED ECONOMY, SHIFTING TOWARDS HIGHER VALUE ACTIVITIES AGRICULTURE . Over 68% of Armenia's land area is classified as agricultural land, half of which comprises of pasture . In December 2019, the Government approved the 2020- 2030 strategy to develop the agricultural sector, with the key objectives: - Ensure prosperity and inclusive growth in rural areas Improve national food and nutrition security Promote the export of high-value agricultural products Enable best-in-class food safety systems Lead on technology-driven agricultural innovation across the region INDUSTRY • Armenia's mining industry accounted for 3.8% of Armenian GDP in 2020. Main activity is focused on metal ores, in particular molybdenum, copper and zinc In 2020, manufacturing accounted for 12.4% of nominal GDP. The main manufacturing areas in Armenia are food, beverage and tobacco products as well as basic metals and non-metallic mineral production, such as rubber and plastics and other non-metallic goods 14% 20% ☑ Share in Real GDP by Economic Activity, as of end of 2020 TAXES* 10% Source: Armstat. *Taxes less subsidies on products ** Growth rates are presented in nominal terms 12 7% * • • CONSTRUCTION Armenia's construction sector experienced strong growth as soviet-era housing and office buildings were replaced with more modern structures, growing 3.8% in 2020**. These developments continue throughout 2021 (18.1% in H1), The largest public construction projects include the new terminal at Zvartnots Airport, and the Northern Avenue, which runs through the center of Yerevan The ongoing North-South Highway, is a major infrastructure project which will span the country 49% SERVICES • ICT has been designated by the Government as a priority sector for investment and development. The number of companies operating in this sector has increased significantly over the past 10 years • Over the past 10 years Armenia's financial services sector share has increased significantly on the back of an increase in loans (reaching to 6.7% in 2020). The rise in loans reflects, in turn, increased access to and demand for funding, greater competition among banks and higher volumes of foreign investment in the sector
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