Investor Presentaiton

Company Overview 14% Q2 FY 23 11% 30% Business Overview 45% Retail Loans includes 37% agri, 13% MFI, 18% LAP & 32% Others (incl PL,/TW/HL) Based on the internal business vertical definitions/reclassification excl PWO. Earnings Gross Advance Mix Digital Penetration 8029 Gold Loans 10619 32% Q2 FY 24 5284 Corporate Loans 11% 6162 17% 15% 2407 Retail Loans 3310 38% 27% 1941 SME Loans 2377 22% Strategy 47% (Amt in Cr) Retail Loans includes 27% Agri, 16% MFI, 11% LAP, 11% PL & 35% others (LDR/Cr Cards/AL/TW/HL) CSB Bank Investor Presentation Q2 FY24 11 CSB Bank Trusted Heritage Smart Future

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