Strategy 2030: Investments to Future-Proof SEB

0 20 1990 40 1992 SEK bn 60 Compound annual growth rate (CAGR) Operating income Operating expenses Profit before ECL and imposed levies Note: data based on rolling four quarters. Figures restated since 2016. 17 Operating leverage over time 1995 1998 2001 Operating income Operating expenses 2004 2007 2010 2013 Profit before ECL and imposed levies 1990 Q3-22 +5% 2013 Q3-22 +5% 2017 Q3-22 +6% +4% 0% +2% +6% +9% +9% SEB 2016 2019 Q3-22

View entire presentation