Investor Presentaiton

PRIVATE PORTFOLIO COMPANIES' DEBT MATURITY PROFILE GROSS DEBT MATURITY AS OF 30 SEPTEMBER 2021 (GEL MILLION) 2021 2022 2023 2024+ Total Large portfolio companies 50.1 192.7 30.4 566.0 839.2 Healthcare Services 43.3 187.5 30.1 80.2 341.1 Retail (Pharmacy) 6.8 5.0 11.8 Water Utility 0.2 0.3 485.8 486.3 Insurance Investment stage portfolio companies 1.0 4.0 4.2 311.7 320.9 Renewable Energy 0.1 298.6 298.7 Education 1.0 4.0 4.1 13.1 22.2 Other businesses 129.6 Total 180.7 227.0 423.7 43.0 77.6 1,110.2 232.5 632.1 1,792.2 1. A 3-year US$ 30 million bonds issued on the local market in 2019 with a 7.5% annual coupon rate, maturing in Dec-21. Bonds are backed by commercial real estate. Since June 2021, we successfully completed the sale of selected commercial real estate assets for US$ 45 million. The proceeds from the transaction will be used to repay the bonds. 2. A 3-year US$ 35 million bonds issued on the local market in Oct-19 with a 7.5% annual coupon rate, maturing in Oct-22. Gross debt of other businesses includes: Georgia Capital PLC | General note: Gross debt maturity profile comprises outstanding principal payments. GEORGIA CAPITAL 92 22

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