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Restructuring Plan and Exit from Resolution

2 Restructuring of Cyprus Operations Branch Network Overlap in branch networks... • Starting with 203 branches ✓ 118 from BOC ✓ 85 from ex-Laiki • Closed 37 branches until 6 September ... results in a significant reduction in branch numbers -31% 202 191 166 140 2013 (currently operating 166 branches) On-going: Continuing with plans to reduce branch network to around 140 branches by Dec- 2013 Bank of Cyprus KOINO KYMPI May-13 Jun-13 Sep-13 Dec- 13 est. Ultimate branch number to be decided upon the completion of Restructuring Plan 00 6

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