Investor Presentation - FY 2023

Investor Presentation - FY 2023 Ongoing cost discipline to reach out targets for 2026 Reminder from our investor day DKK bn Our execution plan 2023-2026 2022 2023E 25-25.5 Inflation Remediation FCRP Other cost efficiencies Reinvested savings Increased investments Cost of growth 26.5 2026T ~26 Focus FCRP cost and completion of remediation programmes Improving advisory and engagement model across business units Danske Bank Digitising customer and advisor journeys building on foundational investments into data and tech Simplifying operating model across group functions and business units 37

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