Investor Presentaiton

Breakdown of loans portfolio - June 2023 Total Group loans - per segment € bn Consumer loans Small Business loans 4% 5% Credit Cards 3% €39.8bn Mortgages 23% Group Loans portfolio structure1 € bn Transportation Households 11% 30% Manufacturing 10% €39.8bn Trade 9% Tourism Other 7% 19% Agriculture Energy 6% Real Estate 1% Administrative and support service activities 4% 1% Construction 3% Wholesale loans 65% Shipping loans portfolio structure € bn VLCC (Tankers) Tankers 36% Suezmax (Tankers) 5% 13% Containers Aframax (Tankers) 10% 7% LNG 8% Panamax (Tankers). 2% Passenger Vessels €3.0bn 2% Product (Tankers) 9% Handysize/Handymax (Bulk Carriers) Capesize (Bulk Carriers) 13% Dry Bulk 44% 9% Panamax (Bulk Carriers) 22% 1| Breakdown analysis pro-forma for €5.3bn of senior notes 39 ALPHA SERVICES AND HOLDINGS

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