Scotiabank Earnings Growth and Risk Review

Scotiabank Steady earnings growth ex. Argentina Net Income, $ millions 592 598 539 554 566 510 Q1/01 Q2/01 Q3/01 * charges for Argentina ($540MM) Scotiabank 5 * 52 Q4/01 Q1/02 Q2/02 ...from broad diversification of businesses Net income, $ millions 254 223 192 Q2/01 Q2/02 149 150 120 Domestic Scotia Capital International 6

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