Investor Presentaiton

GEORGIA AT A GLANCE Hamburg Dusseldorf Leipzig GERMANY Frankfurt General Facts Herdam Area: 69,700 sq km Population (2019): 3.7 mln Life expectancy: 74 years Official language: Georgian Literacy: 100% Capital: Tbilisi Currency (code): Lari (GEL) Economy ☐ Nominal GDP (Geostat) 2019E: GEL 49.4 bln (US$17.6 bln) Real GDP growth rate 2015-2019E: 3.0%, 2.9%, 4.8%, 4.8%, 5.2% Real GDP 2011-2019E annual average growth rate: 4.7% GDP per capita 2019E (PPP): US$ 13,443 Annual inflation (e-o-p) 2019: 7.0% External public debt to GDP 2019E: 31.9% BANK OF GEORGIA POLAND BELARUS CZECH REP. SLOVAKIA UKRAINE Penza KAZA Munich MOLDOVA AUSTRIA LECHENSTEN HUNGARY Elista WICZERLAND SLOVENIA Milan Turin ROMANIA BOSNIA & Genoa CROATIA HERZEG Majkop Nalčk MONAS ce SAN MARINO CAN Grozny YUGOSLAVIA ALBANIA MACEDONIA Salon BULGARIA Black Sea Macha GEORGIA ARMENIA AZERBAUA TURKEY AZER GEORGIA Sovereign Credit Ratings Rating Agency MOODY'S Fitch Ratings Rating Outlook Affirmed Ba2 Stable September 2019 BB Stable August 2019 S&P Global BB Stable October 2019 39

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