Financial Performance FY 2022

Ⓡ GEOGRAPHICAL SPREAD OF GOLD LOAN PORTFOLIO Muthoot Finance Diversified gold loan portfolio across India (%) 100 80 60 40 20 0 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 East 5 6 6 7 7 8 8 9 9 9 9 9 9 West 11 13 15 17 18 19 20 19 19 19 19 19 19 North 19 22 22 22 23 23 23 23 22 22 22 22 22 ■South 65 59 57 54 52 50 49 49 50 50 50 50 50 Gold Loan Assets Under Management * (in billions) Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 260 216 6 2: 233 243 272 288 336 408 519 521 547 542 575 *Principal amount of Gold Loan Assets 27

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