Investor Presentaiton

GEL/US$ Period End 40% Peer group's market share in total assets YE 2006 1.71 35% 32.9% 33.0% °34.2% YE 2007-1.59 YE 2008 1.67 30% Q1 2009- 1.67 Q2 2009 1.66 25% Q3 2009=1.68 22.0% 20.8% YE 2009 1.69 20% 20.7% Q1 2010 1.75 Q2 2010 1.84 15% Q3 2010 1.81 10% 5% 0% 9.6% .9.5% 8.4% 9.8% 7.7% 8.6% 7.0% 5.9% 5.2% 4.8% 4.6% 3.6% 18.4% 17.3% 15.9% 1_3935 O VARES RAME BANK OF GEORGIA 000 56.30 TBC BANK ProCredit Bank BANK REPUBLIC HOTLED HONORGES Бутв Other Banks Note: all data based on standalone accounts as reported to the National Bank of Georgia and as published by the National Bank of Georgia www.nbg.gov.ge Lobko BANK OF GEORGIA www.bog.ge/ir YE 2008 YE 2009 Sep-10 November 2010 Page 46

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