Paytm Q2 FY 2024 Financial Performance

Paytm Revenue from Commerce & Cloud for the quarter We also monetize Paytm app traffic by providing marketing services to other businesses Commerce Paytm app is a destination for our merchants to get more business We sell travel, movies and event ticketing and deals, gift vouchers to customers ◉ Commerce services GMV was 2,893 Cr in Q2 FY 2024, up 39% YoY In the Commerce business, we earn 5-6% take rate on GMV Cloud We offer advertising, marketing loyalty services to various enterprises and distribute co-branded credit cards ◉ As of September 2023, we have a total of ~870,000 active cards with SBI Card and HDFC Bank ◉ ◉ We earn upfront revenue on card activation and receive a portion of the interchange fee for the lifetime of the card Advertising is a healthy revenue growth driver for the Cloud business. As of date, we have around 300 advertisers on our platform *420 Cr 12% YoY *392 Cr *423 Cr *405 Cr *377 Cr 235 261 225 249 252 185 168 156 163 125 Sep-22 Dec-22 Mar-23 Jun-23 Sep-23 ■Commerce ■Cloud Paytm Meha Sinha Paytm Paytm HDFC BANK HDFC BANK OSBI Card RuPay SA SOCIAL 10% 150 Paytm 8

View entire presentation