2022 Highlights - PagoNxt & Santander UK slide image

2022 Highlights - PagoNxt & Santander UK

2022 Highlights Branches 1,854 00 MA Employees 44,518 Total customers (mn) 25.0 2 Digital customers (mn) 7.2 Customer loans (€ bn) 157 Customer funds (€ bn) 164 Underlying attributable profit (€ mn) 2,878 ROTE¹ 20.5% Santander NORTH AMERICA 'We provide a full range of financial services with a particular focus on Retail, Private and Corporate Banking' ■ Strategic priorities Simplifying our regional business model to generate efficiencies and profitable growth Boost customer attraction and retention, while broadening our tailored service and product proposition for a better customer experience Promote a common and regional approach through the promotion of strong collaboration between both countries and the Group Focus on expanding and implementing sustainable finance opportunities within our businesses (1) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. Using tangible equity, ROTE is 11.1%. Customer loans: gross loans excluding reverse repos. Customer funds: customer deposits excluding repos + marketed mutual funds. More information at https://www.santander.com/en/about-us/where-we-are/north-america 24 24
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