3Q 2021 Investor Presentation

Segmental Performance - Treasury Significant income and net income growth SAR (mn) 9M 2021 9M 2020 A% 3Q 2021 3Q 2020 A% Investments (SARbn) مصرف الإنماء alinma bank Income from investments and financing, net +8% 491 409 +20% 177 151 +17% Fees from services & other income 280 41 +576% 65 48 +36% 29.5 30.7 31.9 Total operating income 28.8 771 451 +71% 242 199 +22% 26.5 Total operating expenses 166 134 +23% 63 46 +36% Total charges/(reversals) for 2 (15) +115% (0) 3 -102% impairments Net operating income 603 331 +82% 180 150 +20% Share of loss from an associate and joint venture (8) 2 -598% (4) 6 -163% 3Q 20 Income before Zakat 595 333 +79% 176 157 +12% QoQ 4Q 20 +12% 1Q 21 -2% 2Q 21 +7% 3Q 21 +4% Treasury Assets (SARbn) 41.5 44.7 41.7 -1% 43.0 44.1 3Q 20 4Q 20 1Q 21 2Q 21 3Q 21 QoQ +8% -7% +3% +2% 3Q 2021 INVESTOR PRESENTATION Management Commentary ■ Treasury operating income rose by 71% to SAR 771mn in 9M 2021 from strong rebounds in both funded and non-funded income YoY, the latter from higher investment gains. ▪ This strong income growth drove a 79% improvement in net income YoY. Treasury assets however, declined by 1% to SAR 44.1bn YoY. 37/41

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