Investor Presentaiton
1-7 D
8-14 D
15-30 D
>1-2 M
Behaviouralized ALM as of 31 Dec 2023 - BHFL BAJAJ FINANCE LIMITED
Particulars
in Crore
>2-3 M >3-6 M
>6 M-1 Y
>1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
422
326
298
296
247
480
175
2,243
Advances
599
809
799
1,656
1,626
8,039
Other inflows
0
467
1,310
2,552
Total Inflows (A)
1,021
809
1,592
3,264 4,475
Cumulative Total Inflows (B)
1,021
1,830
3,422
6,686 11,161
4,542
2,067
6,856 9,780 26,718 14,688 28,760 97,963
18,017 27,797 54,515 69,202 97,963
21,860 12,468 20,799 73,197
1,261 4,858 2,045 7,962 22,522
Borrowings
230
569
2,283 3,628
4,766
5,835 22,010 16,280 8,106
Capital Reserves and Surplus
Other Outflows
467
421
1,013
Total Outflows (C)
697
421
1,582
Cumulative Total Outflows (D)
697
1,118
2,700
629
779
2,912 4,407
5,612 10,019
63,708
11,853 11,853
2,076 5,057 7,394 766 3,799 22,401
6,842 10,893 29,405 17,046 23,759 97,963
16,861 27,753 57,158 74,204 97,963
Mismatch (E = A - C)
324
388
10
352
68
14
(1,112)
Cumulative mismatch (F = B-D)
324
712
722
1,074
1,142
1,156
43
(2,687) (2,358)
(2,643) (5,001)
5,001
Cumulative mismatch as % (F/D)
47%
64%
27%
19%
11%
7%
0%
(5%) (7%)
0%
Permissible cumulative gap %
(10%)
(10%) (20%)
Additional borrowings possible
1,575
In Q3, daily average LCR was 149% as against regulatory requirement of 85%
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