Investor Presentaiton

Interim results after IFRS 9 model changes Based on the modifications during year end closing to the IFRS 9 based credit loss provisioning model, the subsequent credit loss calculations of the interim reports for 2018 had to be adjusted accordingly Consolidated Income Statement for the Period 1/1/2018-31/3/2018 1/1/2018-30/6/2018 1/1/2018-30/9/2018 Restated REVENUE Impairments on loans Restated Impairments on loans Reported Difference Operating profit Profit before income tax Income tax expense Profit for the period 61,442 Restated 124,232 Restated 190,194 -18,986 -42,162 -65,400 -18,866 -40,609 -63,996 -120 -1,553 -1,404 10,048 16,591 25,429 6,506 8,175 13,706 -976 -1,227 -2,055 5,530 6,948 11,650 Earnings per share, basic 0.26 0.32 0.54 Earnings per share, diluted 0.25 0.32 0.54 Consolidated Statement of Financial Position 31/3/2018 Restated 30/6/2018 Restated 30/9/2018 Restated Total non-current assets Total current assets Total assets EQUITY AND LIABILITIES Total equity Total equity and liabilities Equity ratio % ASSETS Deferred income tax assets Accounts receivable - loans to customers 8,187 10,123 10,029 41,441 46,641 48,701 254,597 269,989 294,237 398,472 448,486 460,776 439,913 495,127 509,476 95,417 93,374 98,369 439,913 495,127 509,476 21.7 18.9 19.3 Net debt to equity ratio 2.20 2.47 2.56 Note: All details available on www.ferratumgroup.com ferratum 56

View entire presentation