2021 Earnings Presentation
Quarterly Income Statements
RWF Millions
Q1'20
Q2'20
Q3'20
Q4'20
Q1'21
Q2'21
Q3'21
Q4'21
Net interest income
5,593
5,637
5,033
6,150
6,656
6,653
6,311
7,256
Net fee income
447
321
622
579
397
455
740
383
Trading and Other Income
1,142
925
1,455
3,287
990
1,149
929
1,526
Total operating income
7,183
6,883
7,110
10,016
8,043
8,258
7,980
9,165
Operating expenses
(4,472)
(4,672)
(4,422)
(4,251)
(5,013)
(4,757)
(4,701)
(6,286)
Net operating income
2,710
2,211
2,688
5,765
3,030
3,501
3,279
2,879
Net Impairment charge
(347)
(1,236)
(256)
(3,697)
(508)
(834)
(122)
(241)
Profit before tax
2,364
975
2,432
2,068
2,522
2,667
3,158
2,638
Tax Expense
Profit after tax
(827)
(341)
(851)
(679)
(883)
(934)
(1,105)
1,107
1,536
634
1,581
1,389
1,639
1,734
2,053
3,744
I&M Rwanda - 2021 Earnings Presentation
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