Ziraat Bank Financial and Sustainability Overview
Ziraat Bank Sustainability
Strategy
Ziraat adopted its Sustainability Policy in 2014 and has a sustainability structure in place to guide the Policy's implementation.
The policy is focused on providing environmentally and socially impactful financing based on the following four pillars:
(1) long-term environmental and social perspectives;
(2) financing climate change action and the transition to a low carbon economy;
(3) approach decision-making considering environmental and social issues and associated potential risks; and
(4) continuous development and integration of universally-accepted sustainability principles into the Bank's business model.
Environmental and Social Impact Management Policy in Lending Activities adopted
in 2020.
• Activities that will not be financed by the Bank have been determined
• Investment loan requests above a certain amount are reviewed by environmental
specialists
The disaster relief loan package exclusively designed for the benefit of individuals,
SMEs and farmers affected by the February 2023 earthquakes covering 11
provinces was determined to be the sustainability performance criterion of 2023
syndicated loan. A Social Loan tranche was issued under our DPR programme
dedicated to the mentioned disaster relief package.
The largest
Sustainability Themed single
tranche syndicated loan*
received by a financial
institution in Türkiye
Ziraat's Sustainability-linked
loan products
Individual/corporate energy
efficiency loans
Energy efficiency management loans
Green mortgage
Green car loan
Renewable energy loans
Wastewater treatment and recovery loans
Ziraat Bankası
Bir bankadan daha fazlas
Ziraat is planning to build a solar power
plant in order to meet its electricity
consumption from renewable energy
sources.
The facility will have an installed capacity of
53 Mwe and is planned to be built in
Kayseri.
The first Sustainability Bond
was issued in January 2021;
600m USD Amount
5Y Maturity
5.375% Coupon
*The syndicated loan is renewed in April 2023
with 103% R/O amounting USD 1.3 bn.
•
Modern pressurized irrigation loans
•
Solar powered irrigation Loan
Young Farmer Loan
Woman Farmer Loan
Golden Hive Loan
Rooftop Solar Energy Loan
Agricultural SME Loan
Heat Insulation Loan
Earthquake Relief Loan Package
Digital Transformation & Tech-Support Loan
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