Investor Presentaiton

Company Overview Business Overview Branch Distribution Earnings CASA 4% 1% % distribution 9% State Sep-22 Sep-23 15% KERALA 43% 37% TAMIL NADU 19% 17% ANDHRA 9% 11% Q2 14% MAHARASHTRA 10% 10% FY 1(1) 10(3) 2(1) KARNATAKA 7% 6% 24 OTHERS 12% *19% 12(2) 29(22) *Telangana up by 2% 57% 8(5) 11(6) 20(8) 6(5) 2(1) Total Deposits 5% 1% 1(1) 1(1) 15% 69(57) 24(8) 3(3) 80(22) 45(39) 269 No of Branches Population Sep-22 Sep-23 Q2 Metropolitan 123 162 FY Urban 120 144 17% 24 Semi-urban 318 355 123(126) Rural 47 58 3(2) Grand Total 608 719 སྐྱབ 53% (231) Legend: Branches (ATM) Branch and ATM count as on 30th Sep 2023 Kerala Tamil Nadu Strategy Digital Penetration Gold Loans 7% 34% 5% 13% 8% ៩៤ Q2 FY 24 33% Gross Advances 9% 28% CSB Bank Investor Presentation Q2 FY24 6 23% 6% 7% Q2 12% FY 24 Maharashtra Andhra Karnataka Others 24% CSB Bank Trusted Heritage Smart Future

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