Q4 2023 Financial Update

SEB in brief ... allowing stable capital generation Return on risk exposure amount 1.9% 1.7% 1.2% 0.9% 0.2% 3.0% 2.7% 2.5% 1.6% 2.0% 2.6% 1.8% 4.3% 3.7% 3.4% 3.2% 2.7% Average - 2.1%- 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Note: net profit as a share of risk exposure amount. 8 SEB

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