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Speed Matters - Website Is the New Storefront

Net Interest Income and Net Interest Margin Net interest income in thousands. $190,000 $180,000 $170,000 $160,000 $150,000 3.75% $140,000 3.50% $130,000 $120,000 3.25% $110,000 3.00% $100,000 2.75% $90,000 2.50% $80,000 $70,000 2.25% $60,000 2.00% $50,000 1.75% $40,000 $30,000 1.50% $20,000 1.25% $10,000 1.00% $0 0.75% Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 0.50% Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 0.25% Mar-21 Jun-21 Net Interest Income Sep-21 Dec-21 Mar-22 0.00% WaFd Bank Margin % Jun-22 Sep-22 25

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