Third Quarter 2022 Results

9M22 Consolidated Group 9M22 9M21 Revenues €38,310m €35,003m +9.4% 9M22 vs. 9M21 9M22 vs. 9M21 At constant scope &exchange rates +6.9% Operating expenses -€25,229m -€23,181m +8.8% +5.6% Gross operating income €13,081m €11,822m +10.6% +9.2% Cost of risk -€2,192m -€2,415m -9.2% -16.1% Operating income €10,889m €9,407m +15.8% +15.7% Non-operating items €624m €1,060m -41.1% -9.2% Pre-tax income €11,513m €10,467m +10.0% +14.3% Net income, Group share €8,046m €7,182m +12.0% Net income, Group share excluding exceptional items¹ €8,429m €6,875m +22.6% 1. See slide 42 BNP PARIBAS The bank for a changing world Third quarter 2022 results | 43

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