H1FY24 Results - Investor Presentation
Retail Banking
| Retail Banking
Wealth Sales (RM' mil)
FY23: 1,899
Merchant Volume
QoQ Growth:
YoY Growth:
34
34
35%
56%
Merchant volume (RM'mil)
Merchants in force ('000)
QoQ Growth:
QoQ Growth:
6% YoY Growth:
1% YoY Growth:
≈2
(1%)
35
34
34
34
H1FY24: 1,269
730
FY23: 15,367
H1FY24: 7,844
4,040
3,945
3,870
3,844
3,804
3,708
563
524
539
433
379
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
Q2FY24
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
Q2FY24
Credit Cards
Cards in circulation
Cards in circulation ('000)
New cards issued ('000)
Cards in circulation QoQ Growth:
*Cards in circulation YoY Growth:
New cards issued QoQ Growth:
*New cards issued YoY Growth:
680
660
640
620
600
580
560
540
520
500
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
Q2FY24
AmBank Group
H1FY24 Results - Investor Presentation
Mortgage and Auto Finance Quarterly Disbursements
1%
9%
(9%)
(3%)
■Mortgage
Auto Finance
100
90
80
70
60
50
40
30
New cards issued
20
10
Q1FY23
Q2FY23
Mortgage QoQ Growth:
*Mortgage YoY Growth:
Auto Finance QoQ Growth:
*Auto Finance YoY Growth:
25%
21%
(22%)
44%
Q3FY23
Q4FY23
Q1FY24
Q2FY24
*Note: YoY growth - H1FY24 vs H1FY23
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